What he said and maybe get a metronome. They're pretty cheap but an essential musical tool. For everything else theres Mastercard...wait no for everything else here's a good link. http://www.guitartricks.com/guide.php

If you have a Mastercard I highly suggest putting up the 5 bucks a month.

I read your profile and saw you were born exactly two days after me. Off topic but an interesting tidbit none the less.